FINANCING OPTIONS

McAir Aviation has teamed up with Premier Members Credit Union to meet your banking, lending, and direct deposit needs. PMCU is dedicated to supporting and giving back to the communities they serve.

As a McAir Aviation student or staff member, you can enjoy exclusive benefits when you open a PMCU account or direct deposit student funding from a McAir partner into your PMCU account:

  • Bonus Deposit: Receive a bonus to help you get started.
  • Personalized Service: Access your own personal banker at a convenient location.
  • Promotional CDs: Take advantage of competitive rates.
  • Low-Interest Loans: Enjoy lower rates on a variety of loan products.
  • Health Savings Account (HSA): Earn 0.50% APY* with no fees.
  • Onsite Services & Education: Access valuable resources directly at your convenience.
  • Our partnership with PMCU provides up to $30 in account funding upon approval.
  • Student Loans: Learn about and apply for Sallie Mae student loans easily through our website.

Learn more: 

Membership DetailsStudent Loan Information

Important: When opening an account online, be sure to select your affiliation with McAir Aviation.

For questions or to get started, contact:

Terms and conditions apply. APY accurate as of publication date and subject to change. McAir Aviation does not endorse a particular lender, nor is it affiliated with this lender. Terms, conditions, and availability are subject to change.

The Sallie Mae platform* offers our students a unique financing option to those who qualify. 
Choose what's right for you
When it comes to how you’ll pay back your loan, you’re in control. You choose the type of interest rate, and the repayment option you want.

Repayment options:

Option 1
Make interest-only payments while in school**.

Option 2
Pay a fixed amount each month while in school**.

Option 3
Make no payments until after school**.

Sallie Mae Smart Option Student Loan for Flight SchoolCheck out Brochure
*McAir Aviation does not endorse a particular lender, nor is it affiliated with Sallie Mae or the Sallie Mae platform.
**Interest is charged starting when funds are sent to the school. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan’s Current Principal at the end of the grace/separation period. Payments may be required during the grace/separation period depending on the repayment option selected. Variable rates may increase over the life of the loan.
The Stratus Financial platform* offers our students a unique financing option to those who qualify. 

Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about helping others achieve their aviation dreams.  We know it’s not just about achieving your dreams (because we looked up in the sky every time, we heard an airplane too!), but funding your family’s dreams as well.  That’s why Stratus was created, because with Stratus, the sky is no longer the limit.

Your Aviation Dreams Start Here

You’re not just a number, and it shows with Stratus.  We look beyond the typical FICO scores and look at you as a whole aviator.  We want to set you up for success before you even apply with us! 

We offer exceptional lending packages, including:

  • The best rate you’ll get anywhere to go from zero to hero!
  • Full financing for your entire flight training and more
  • Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
  • Pay your loan off any time you want with no consequences or penalties whatsoever.

Stratus Has You Covered For Resources For Your Aviation Career

  • Counseling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.
  • Resume reviewing, editing, and building
  • AMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.

We look forward to helping you achieving your aviation dreams and seeing you in the sky!

If you are interested in getting started, please click here to apply now:

Apply nowCheck out Brochure
*McAir Aviation does not endorse a particular lender, nor is it affiliated with Stratus Financial or the Stratus Financial platform.
Flight Training Finance offers students more financing options to those who qualify*. 
  • Affordable

With a $250 down payment and monthly payments as low as $200-$300 you can realize your dream of training to become a pilot.

  • Flexible

We have Repayment terms ranging from 18 - 72 months depending on number of lessons per week.

  • Simple

We have a simple application process that only takes minutes to complete.

Apply NowLearn More
*McAir Aviation does not endorse a particular lender, nor is it affiliated with this lender. Terms, conditions, and availability are subject to change.
AOPA Finance offers students more financing options to those who qualify*. 

Financing your Flight Training

Quick & Easy, Affordable, Flexible

Put your loan to work right now and get on your way as a better trained, more proficient pilot.

Rates & Terms

  • Rates start at 12.49% and go up to 14.49% APR
  • Minimum credit score of 660
  • Payments are $25 for every $1000 in outstanding balance
  • There is no loan deferment at this time
  • Credit approval and interest rates are dependent upon the credit history, income and obligations of the applicant and co-borrower, if any
  • Total unsecured debt cannot exceed 30% of annual income
  • Maximum DTI of 50%
Apply Now
*McAir Aviation does not endorse a particular lender, nor is it affiliated with this lender. Terms, conditions, and availability are subject to change.
Lendvious offers our students more financing options to those who qualify*.  Seeing How Much You Qualify For Takes 2 Minutes And Has Zero Impact On Your Credit Score.

A few reasons why Lendvious is a great option for students include:

  • Loans up to $100,000
  • Rates Start At 5.99%
  • 24-60 Month Terms
  • Zero Pre-Payment Penalties
Apply Now
*McAir Aviation does not endorse a particular lender, nor is it affiliated with this lender. Terms, conditions, and availability are subject to change.
SoFi offers our students more financing options to those who qualify*.  See rates in 60 seconds with
no impact to your credit score.

A few reasons why SoFi is a great option for students include:

  • Low monthly payments
  • Direct Pay
  • See rates in 60 seconds
Apply Now
*McAir Aviation does not endorse a particular lender, nor is it affiliated with this lender. Terms, conditions, and availability are subject to change.

FAQ's

What is a Meritize Loan?

The Meritize platform looks beyond FICO and use previous academic or military achievements to enhance credit evaluation and potentially improve loan options.

What can the Meritize platform offer me?

  • Pre-approval in minutes for qualified applicants
  • Choose from various repayment terms, including deferring full principal and interest for 3 months after you complete your training
  • Qualifying students are able to finance the full cost of tuition
  • No prepayment penalty
  • Fixed and variable interest rates available*
  • Free access to Career Services

*Variable rates are subject to change.

What is next?

  • If approved, review loan options and select the one that works best for you
  • Sign up for autopay and receive a 0.25% interest rate discount**

**For residents of SC, loan is made by Meritize Financial, Inc.

What happens if I do not get a job immediately?

The Meritize platform offers academic coaching, a job search bootcamp and new-to-the-job coaching. Through these services, students are able to work with coaches to develop a game plan to perform at their personal best while in school, work with experts on their job search from crafting resumes to negotiating salary, and even develop the personal and competitive skills that will help them achieve professional excellence in their new job.

THE PILOT YOU BECOME
DEPENDS ON WHERE YOU BEGIN

~13 Months

In as few as 13 months**, you can train for a career as a Commercially Rated Pilot*
(Private Pilot Airplane, Single-Engine Instrument Rating, Commercial Pilot Certificate Airplane Single-Engine, Commercial Pilot Certificate Airplane Multi-Engine, Certified Flight Instructor Certificate, Certified Flight Instructor Instrument)

363 Days

McAir Conducts Flight Training

*McAir Aviation does not guarantee third-party certifications/ratings or employment.

**Assumes full time flying schedule.

***Additional flight hours and certification required to be eligible to apply for airline pilot positions.

Privacy Policy
This website and its contents are the property of McAir Aviation, LLC. Copyright © 2025 by McAir Aviation, LLC. All Rights Reserved.
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram